
Bridge Loans

Who are Bridge Loans Suited For?
Our bridge loan program is for seasoned investors who need a bridge loan to close quickly on a property.
Property Types We Bridge
We lend on single-family residence, 2 to 4 units, townhomes, planned unit developments (PUDs), or condominiums. All properties must be non-owner occupied. Foreign nationals are subject to a reduced loan to cost (LTC) and loan to value (LTV) thresholds.


How do Bridge Loans Work?
We fund into LLC’s with borrowers who have completed at least 1 property in the past 12 months. Underwriting is based on predicate experience, credit, background, and capital liquidity. Our focus is to understand your business.
We require a minimum score of 650+ and a $150,000 loan amount. All of our loans are serviced and underwritten in-house, making for a 7-10 business days funding time. Once you have filled out an application and been pre-qualified for your loan you will need to provide specific documentation.

Bridge Program Criteria
To get a Bridge Loan started you will need:
- A minimum of 1 stabilized property in the last 12 months
- A 650+ minimum score
- $150,000 – $2,500,000+ non-owner occupied property
- 2 months of recent bank statements
- Score and background check

Terms
- Must be rent ready
- Up to 75% LTV
- Rates starting at 6.24%
- 6 to 60 month flexible terms
- Prepayment penalties may apply
States We Lend
- Arizona
- California
- Colorado
- D.C.
- Florida
- Georgia
- Maryland
- North Carolina
- Oregon
- Tennessee
- Texas
- Virginia
- Washington
Looking for lending in a state not listed? We do lend in other states on a case by case scenario. Give us a call to see what we can do for you.

Recent Deals

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Elmwood, CA
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Cape Coral, FL
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Laguna Niguel, CA
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Greenwich, CT
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Murrieta, CA