Fix/Flip Program

Our Fix/Flip program is for seasoned investors who buy, fix and flip non-owner occupied residential properties of up to 4 units.

Fix/Flip Program

Loan Features

For additional information see our guidelines


Call (800) 208-2976 to speak with a Relationship Manager

$100,000 – $2,500,000 loan amount
Flexible underwriting with minimal documentation
Quick closing time – 10 days or less
Maximum LTV (purchase): 85%
Maximum LTARV (after-repair value): 75%
Maximum LTC construction: 85%
Extremely competitive rates and points
Loan term: 6-18 months
Extensions options available
In-house easy draw process: fulfilled in four days
Property types: single family residence, 2-4 units, townhomes, planned unit development, condominium
All properties must be non-owner occupied
No prepayment penalties
Markets: AZ, CA, CO, DC, FL, GA, MD, NC, OR, TN, TX, VA & WA
Foreign national: subject to a lower LTC/LTV threshold

Fix/Flip Program

Loan Benefits

Easy lending on residential and rehab projects
Create more opportunities with fast loan turnaround
Less capital required to complete a project
You are covered if projects are extended
Quick access and hassle-free draws