Where we lend
Loan programs are currently available in AZ, CA, CO, DC, FL, GA, MD, NC, TN, TX, VA & WA. Call (800) 208-2976 for the latest availability.
$100,000 – $2,500,000
Loan to Value (“LTV”):
Our maximum loan to value is 85%.
Loan to Construction(“LTC”):
Our maximum loan to construction is 85%.
Loan to After Repair Value (“LTARV”):
The maximum loan to value is 75% of the as repaired value of the property.
Minimum Down Payment:
Borrowers are required to contribute a minimum of 20% – 30% equity for each loan. This must be in the form of cash consideration, not “created” equity.
Personal guaranties are required for all loans for the entire loan amount. If a borrower is an entity, then a personal guarantee is required by the entity owner(s). If the borrower is an individual, then the guarantor cannot be a spouse.
|Single family residential, detached|
|Single family residential, attached|
|Town homes, detached|
|Town homes, attached|
|Multi-family rental properties (1-4 units)|
|Mostly constructed properties|
|Partially constructed properties with significant unfinished work|