
Rental Property Loans

Who are Rental Property Loans Suited For?
Our rental loans are suitable for AirB&B, VRBO or rental property owners that want to take advantage of fixed financing rates to purchase or refinance a rental property.
Property Types We Rental Property Fund
We lend on single-family rental properties, 2 to 4 units, townhomes, planned unit developments, or condominiums. All properties must be non-owner occupied. Foreign nationals are subject to a lower loan to cost (LTC) and loan to value (LTV) thresholds.


How do Rental Property Loans Work?
We require a minimum score of 650+ and a $150,000 loan amount. All of our loans are serviced and underwritten in-house, for a 7-10 business days funding time. Once you have filled out an application and been pre-qualified for your loan you will need to provide specific documentation.

Rental Property Program Criteria
To get a Rental Property Loan started you will need:
- A minimum of 1 stabilized rental property for 12 months
- A 650+ minimum score
- $150,000 – $5,000,000+ non-owner occupied property
- 2 months of recent bank statements
- Score and background check

Terms
- DSCR / Debt yield requirements on a case by case basis
- Rates from 6.24%
- 12 – 60 months flexible terms
- No prepayment penalty
States We Lend
- Arizona
- California
- Colorado
- D.C.
- Florida
- Georgia
- Maryland
- North Carolina
- Oregon
- Tennessee
- Texas
- Virginia
- Washington
Looking for lending in a state not listed? We do lend in other states on a case by case scenario. Give us a call to see what we can do for you.

Recent Deals

-
Elmwood, CA
-
Cape Coral, FL
-
Laguna Niguel, CA
-
Greenwich, CT
-
Murrieta, CA