Reasons General Contractors Trust Center Street
Let’s Help You Close More Deals
Reliable Financing Options
Keep Your Clients Moving Forward
Win More Listings & Buyers
Less Stress, More Success
Realtors + Investors
A Partnership Built on Opportunity
Our Loan Programs
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
The Center Street team closed quickly and the closing was as they promised for our multi family loan. We plan to use them in the future and would highly recommend them to other investors.
My team and I had a great experience with Center Street Lending on a Fix & Flip loan—the smoothest process we’ve ever had. From disclosures to closing, the team handled every detail with clear communication. Both our borrower and firm were thrilled. We look forward to the next deal.
Center Street Lending made our dream of building a custom home in San Diego possible when others couldn’t—and they’ve since funded multiple projects for us. Honest guidance, seamless processes, and competitive rates make CSL a trusted partner we’ll work with again.
I’ll admit, I was unsure about trusting Center Street Lending with my ground-up construction loan. But the team proved outstanding—professional, easy to work with, and great communicators. The process was fast and smooth, and I’ve already lined up my next two projects with them.
I had the pleasure of working with Tanner Podres, a loan officer at Center Street Lending. Tanner is one of the best I’ve worked with—knowledgeable, easy to work with, communicates well, and always answers questions. Keep up the great work, Tanner!
Words cannot express how grateful we are to Sean Burbidge and his amazing team at Center Street Lending. When we encountered difficulties closing on our property with a conventional loan, we made the decision to switch lenders mid-process. Sean and his team were quick and…
Have done two loans with Center Street, and both the times my Loan Manager Jeremiah, and the entire backend team were one of the most professional and responsive loan team that I have worked with. Highly recommended!
