$7.4B+
9,700+
16+
4.8 / 5
100%

Smart capital for your clients. Stronger closings for you.

Agents can lean on Center Street’s expertise.
Competitive private money loans that keep deals alive, strengthen your client relationships, and help you close more transactions.
Image: Center Street Funded Property — Laguna Beach, CA

Reasons General Contractors Trust Center Street

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Loans Provided to Customers Like You
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Projects Funded
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In-house draws and servicing

Let’s Help You Close More Deals

Your clients trust you to guide them through complex transactions. At Center Street Lending, we protect that trust by ensuring investors have fast, reliable financing. When deals close smoothly, your clients succeed — and you earn repeat business.

Reliable Financing Options

Protect your deals with loan programs designed specifically for investors purchasing, building, or rehabbing properties.

Keep Your Clients Moving Forward

Transparent communication and quick responses so you never get left in the dark.

Win More Listings & Buyers

Confident closings mean happier clients and more referrals.

Less Stress, More Success

We handle the funding complexities so you can focus on advising and growing your client base.

Ready to Get Your Client Funded?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.

Our Loan Programs

By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.

Fix & Flip Loans icon

Fix & Flip Loans

Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 95% LTC
  • 650 Minimum FICO
Ground-Up Construction Loans icon

Ground-Up Construction Loans

Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 85% LTC
  • 680 Minimum FICO
Bridge Loans Icon

Bridge Loans

Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.

  • 12 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 75% LTV on Purchase
  • Up to 93% LTC
  • 650 Minimum FICO
Short Term Loans Icon

Short-Term Rental Property Loans

Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 60% Cash Out
  • 650 Minimum FICO
DCSR Loans icon

DCSR Rental Loans

Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.

  • 30 Year Loan Terms
  • $100k Minimum Loan Amount
  • Up to 80% LTC/LTV
  • 640 Minimum FICO

Your Clients. Our Lending. Shared Success.

Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.

Read some of our reviews.

Smooth Transition

Our loan process was quick and easy. very smooth transition. Jeremiah's team worked very professional and expeditiously. Highly recommended!

Nazca C.
Going the Extra Mile

Very professional, down to earth, and willing to go the extra mile. Held the line and got it closed. Highly recommend Center Street Lending and will do business with them in the future.

John B.
Seamless Process

From start to finish, their professionalism, expertise, and dedication made the process seamless and stress-free. The team’s deep construction lending knowledge and clear communication made complex concepts easy to understand. Truly outstanding service.

David E.
Veteran Broker

The professionalism and upfront answers about fees, terms and documentation was all spot on. Thanks Jeremiah and team.

Mike
Rapid & Efficient

Jeremiah and his team over at CSL are my go to hard money lenders. Their team is knowledgable, and their process for getting loans approved is rapid and efficient. I would highly recommend working specifically with Jeremiah due to his impeccable communication.

Aviv L.
Highly Recommended

We just closed on our first investment property in the Bay area and I want to give a big shout out to the amazing team at Center street lending for a smooth closing and a super fast turnaround! Jeremiah, Nikki and the entire team have been amazing to work with, always staying on…

Sargam T.
Multifamily Success

Our Multi Family loan with Center Street lending was as smooth as it could have been. He was very responsive, patient and knowledgeable and assisted us throughout the loan process until closing. Thank you Jeremiah, Shyrose, Gabby and team.

Ganesh V.