Reasons General Contractors Trust Center Street
Let’s Help You Close More Deals
Reliable Financing Options
Keep Your Clients Moving Forward
Win More Listings & Buyers
Less Stress, More Success
Realtors + Investors
A Partnership Built on Opportunity
Our Loan Programs
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
Center Street Lending delivers exactly what is promised with excellent communication and seamless follow-through. The team stayed on top of every step, ensuring a smooth, surprise-free closing. Their professionalism and collaboration make CSL a trusted partner I look forward to working with again.
We just closed on our first investment property in the Bay area and I want to give a big shout out to the amazing team at Center street lending for a smooth closing and a super fast turnaround! Jeremiah, Nikki and the entire team have been amazing to work with, always staying on…
Working with the team at Center Street Lending was amazing! Our transaction was incredibly smooth, stress-free, and the communication throughout was spot on. We're thrilled with the experience and will undoubtedly be returning for future needs. Highly recommended!
Center Street Lending stepped in when another lender failed and closed escrow in just 16 days. They managed every detail, solved issues fast, and handled insurance challenges with ease. Their full-service excellence makes them my top choice for lending.
Center Street Lending stepped in on short notice and worked tirelessly, even on weekends, to secure the funds I needed to close. Professional, responsive, and true to their word, they made the process smooth under pressure. I highly recommend CSL for future projects.
Process was easy to follow from application to funding. I was contacted by the processor to get necessary information and once it was done and taken care of, I got the word that everything is cleared and out for loan docs. Signed documents and the loan funded the next day. Easy process.
5stars. This lender is quick, reliable, efficient and most important "sensible" underwriting. A++ team - strongly recommended for whenever you need smooth "quick" funding for a real estate transaction that requires quick closing.
