$6.8B+
9,235+
15+
4.8 / 5
100%

Smart capital for your clients. Stronger closings for you.

Agents can lean on Center Street’s expertise.
Competitive private money loans that keep deals alive, strengthen your client relationships, and help you close more transactions.
Image: Center Street Funded Property — Laguna Beach, CA

Reasons General Contractors Trust Center Street

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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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In-house draws and servicing

Let’s Help You Close More Deals

Your clients trust you to guide them through complex transactions. At Center Street Lending, we protect that trust by ensuring investors have fast, reliable financing. When deals close smoothly, your clients succeed — and you earn repeat business.

Reliable Financing Options

Protect your deals with loan programs designed specifically for investors purchasing, building, or rehabbing properties.

Keep Your Clients Moving Forward

Transparent communication and quick responses so you never get left in the dark.

Win More Listings & Buyers

Confident closings mean happier clients and more referrals.

Less Stress, More Success

We handle the funding complexities so you can focus on advising and growing your client base.

Ready to Get Your Client Funded?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.

Our Loan Programs

By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.

Fix & Flip Loans icon

Fix & Flip Loans

Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 95% LTC
  • 650 Minimum FICO
Ground-Up Construction Loans icon

Ground-Up Construction Loans

Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 85% LTC
  • 680 Minimum FICO
Bridge Loans Icon

Bridge Loans

Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.

  • 12 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 75% LTV on Purchase
  • Up to 93% LTC
  • 650 Minimum FICO
Short Term Loans Icon

Short-Term Rental Property Loans

Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 60% Cash Out
  • 650 Minimum FICO
DCSR Loans icon

DCSR Rental Loans

Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.

  • 30 Year Loan Terms
  • $100k Minimum Loan Amount
  • Up to 80% LTC/LTV
  • 640 Minimum FICO

Your Clients. Our Lending. Shared Success.

Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.

Read some of our reviews.

Rental Experience

Center Street Funding, specifically Kevin Braga and Matthew McLaughlin were great at getting the funding we needed to make some improvements on our rental property. They stayed in contact and provided updates during the entire process. We definitely will be using them again in the future.

Local NP
Market Experts

My broker and I had the best experience very streamlined and he closed the transaction in Clearwater Beach area, Florida on an investment property. From the appraisal to the construction budget it was approved exactly the way I wanted it to be approved. I highly recommend.

Joe N.
Quick & Easy

I have been a lender for almost 20yrs and went to Jeremiah for a fix and flip loan. He closed in less than 10 days. It was the smoothest transaction, low stress and great communication.

Evan T.
Professional Service

The team at Center Street Lending stepped in after my previous lender fell through and successfully closed on my investment property. They were responsive, professional, and helpful, and I plan to work with them again.

Christie G.
Fast & Repeatable

I have closed a few loans with this company. I really had a great experience with the entire team at CSL throughout our loan process. CSL was very prompt and professional in keeping us updated throughout the process. They made the process really stress free and enjoyable from start.

Umar M.
Stress-Free & Smooth

Working with the team at Center Street Lending was amazing! Our transaction was incredibly smooth, stress-free, and the communication throughout was spot on. We're thrilled with the experience and will undoubtedly be returning for future needs. Highly recommended!

Ahmed E.
Fast Close

CSL does a great job getting my loans funded in a timely fashion. They are extremely professional, experienced and works long hours to make sure we hit our closing timelines. I highly recommend the team at Center Street Lending.

Billy F.