$7.9B+
10,000+
16+
4.8 / 5
100%

Fund with Center Street Lending.

Smarter Loans for Residential Investors®
We’ll help you choose the loan program that is right for you. We offer competitively priced loans with no hidden fees, transparent communication, and quick results.
S
Smooth

Process
M
Made-to-Fit

Solutions
A
Always

In-House
R
Reliable

Fund Control
T
Total

Client Care
Image: CSL Deal — Laguna Beach, CA

Reasons General Contractors Trust Center Street

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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

Let’s Get You Funded

Qualifying Is Easy. We know that one size does not fit all, so we will carefully review various factors when providing your lending solution.

To get started, we’ll run a quick credit check and background review, then verify your real estate experience with past projects. It’s a simple process designed to confirm your qualifications so we can move forward with funding quickly and confidently.

Apply for funding

We’ll review your scenario and provide loan options that work.

Speak with our Team

Our team will give you an honest initial assessment of your deal and feedback about opportunities and lending options.

Provide Documentation

Then just provide us with minimal documentation and property information about the project and we’ll start the loan process.

Focus on closing

We’ll do the rest and contact you or your client every step of the way to ensure a smooth closing.
Loan Type
Fix & Flip
Loan Amount
$974,950
Location
La Palma , CA
Closed
January
2025
Loan Type
Bridge
Loan Amount
$1,800,000
Location
Dallas, TX
Closed
June
2025
Loan Type
Bridge
Loan Amount
$2,200,000
Location
Miami, FL
Closed
July
2025
Loan Type
Fix & Flip
Loan Amount
$1,231,725
Location
Atlanta, GA
Closed
May
2025
Loan Type
New Construction
Loan Amount
$464,557
Location
Raleigh, NC
Closed
April
2024
Loan Type
Bridge
Loan Amount
$11,200,000
Location
Summerland Key, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
Fix & Flip
Loan Amount
$1,102,500
Location
Redmond, WA
Closed
June
2025
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
Bridge
Loan Amount
$11,200,000
Location
Summerland Key, FL
Closed
June
2025
Loan Type
Fix & Flip
Loan Amount
$1,100,625
Location
San Diego, CA
Closed
April
2025
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.

Our Loan Programs

By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.

Fix & Flip Loans icon

Fix & Flip Loans

Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 95% LTC
  • 650 Minimum FICO
Ground-Up Construction Loans icon

Ground-Up Construction Loans

Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 85% LTC
  • 680 Minimum FICO
Bridge Loans Icon

Bridge Loans

Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.

  • 12 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 75% LTV on Purchase
  • Up to 93% LTC
  • 650 Minimum FICO

Your Clients. Our Lending. Shared Success.

Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.

Read some of our reviews.

360º Service Excellence

Center Street Lending stepped in when another lender failed and closed escrow in just 16 days. They managed every detail, solved issues fast, and handled insurance challenges with ease. Their full-service excellence makes them my top choice for lending.

Arthur N.
Professional & Profitable

Rod’s deal-structuring expertise and Patricia’s excellent processing made my first hard money loan with Center Street Lending smooth and profitable. Competitive terms and a quick close helped me secure another flip with ease. I’ll definitely return for future loans.

Mac F.
Our "Go To" Team

Robert Newcomer, his associate Hunter and their processor Andrea were by far the most responsive, courteous and effective "PROS" I've ever closed a loan with. Center Street Lending is now our "go to" team. We have 4 additional loans being processed and look…

Ed C.
Going the Extra Mile

Very professional, down to earth, and willing to go the extra mile. Held the line and got it closed. Highly recommend Center Street Lending and will do business with them in the future.

John B.
Veteran Broker

The professionalism and upfront answers about fees, terms and documentation was all spot on. Thanks Jeremiah and team.

Mike
Smooth is Fast

5stars. This lender is quick, reliable, efficient and most important "sensible" underwriting. A++ team - strongly recommended for whenever you need smooth "quick" funding for a real estate transaction that requires quick closing.

Mendel B.
Multifamily Success

The Center Street team closed quickly and the closing was as they promised for our multi family loan. We plan to use them in the future and would highly recommend them to other investors.

Jeff Z.