$7.8B+
9,750+
16+
4.8 / 5
100%

Fund with Center Street Lending.

Smarter Loans for Residential Investors®
We’ll help you choose the loan program that is right for you. We offer competitively priced loans with no hidden fees, transparent communication, and quick results.
S
Smooth

Process
M
Made-to-Fit

Solutions
A
Always

In-House
R
Reliable

Fund Control
T
Total

Client Care
Image: CSL Deal — Laguna Beach, CA

Reasons General Contractors Trust Center Street

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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

Let’s Get You Funded

Qualifying Is Easy. We know that one size does not fit all, so we will carefully review various factors when providing your lending solution.

To get started, we’ll run a quick credit check and background review, then verify your real estate experience with past projects. It’s a simple process designed to confirm your qualifications so we can move forward with funding quickly and confidently.

Apply for funding

We’ll review your scenario and provide loan options that work.

Speak with our Team

Our team will give you an honest initial assessment of your deal and feedback about opportunities and lending options.

Provide Documentation

Then just provide us with minimal documentation and property information about the project and we’ll start the loan process.

Focus on closing

We’ll do the rest and contact you or your client every step of the way to ensure a smooth closing.
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
Bridge
Loan Amount
$2,360,000
Location
Newport Beach, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
Bridge
Loan Amount
$11,200,000
Location
Summerland Key, FL
Closed
June
2025
Loan Type
DSCR
Loan Amount
$403,000
Location
Dallas , TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
DSCR
Loan Amount
$368,000
Location
Madison, AL
Closed
January
2025
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
Bridge
Loan Amount
$1,088,750
Location
Santa Barbara, CA
Closed
July
2025
Loan Type
Bridge
Loan Amount
$1,785,000
Location
Paradise Valley, AZ
Closed
June
2025
Loan Type
Bridge
Loan Amount
$11,200,000
Location
Summerland Key, FL
Closed
June
2025
Loan Type
Fix & Flip
Loan Amount
$4,125,866
Location
Laguna Beach, CA
Closed
March
2025

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.

Our Loan Programs

By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.

Fix & Flip Loans icon

Fix & Flip Loans

Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 95% LTC
  • 650 Minimum FICO
Ground-Up Construction Loans icon

Ground-Up Construction Loans

Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.

  • 6–24 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 85% LTC
  • 680 Minimum FICO
Bridge Loans Icon

Bridge Loans

Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.

  • 12 Month Loan Terms
  • $150k Minimum Loan Amount
  • Up to 75% LTV on Purchase
  • Up to 93% LTC
  • 650 Minimum FICO

Your Clients. Our Lending. Shared Success.

Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.

Read some of our reviews.

Longtime Client

Most recently I landed a deal and closed escrow on a great property thanks to Erik's above average customer service skills, the other investors I was competing against could not communicate with the sellers agent, Erik was on top of it in minutes giving the agent the reassurance…

Marvin D.
Easy Process

Process was easy to follow from application to funding. I was contacted by the processor to get necessary information and once it was done and taken care of, I got the word that everything is cleared and out for loan docs. Signed documents and the loan funded the next day. Easy process.

Andrew K.
Great Service

I am grateful and extremely pleased with the service I’ve received. They went above and beyond to get me funded. Excellent lender. I give them a 100% rating. Recommend them to anyone I know. Thank you so much!

Guil W.
High-Volume Client

They’ve done loans on at least 25 of my flips (not-so-humble brag). They are communicative, efficient, knowledgeable and have fair rates. I’ve referred many flippers to Center Street because they KNOW HOW TO CLOSE A DEAL! Thanks Center Street for the great relationship.

Mason W.
Short Notice Closing

Center Street Lending stepped in on short notice and worked tirelessly, even on weekends, to secure the funds I needed to close. Professional, responsive, and true to their word, they made the process smooth under pressure. I highly recommend CSL for future projects.

Moulamay I.
Professional & Profitable

Rod’s deal-structuring expertise and Patricia’s excellent processing made my first hard money loan with Center Street Lending smooth and profitable. Competitive terms and a quick close helped me secure another flip with ease. I’ll definitely return for future loans.

Mac F.
Professional Service

The team at Center Street Lending stepped in after my previous lender fell through and successfully closed on my investment property. They were responsive, professional, and helpful, and I plan to work with them again.

Christie G.