Fund with Center Street Lending.
Process
Solutions
In-House
Fund Control
Client Care
Reasons General Contractors Trust Center Street
Let’s Get You Funded
Qualifying Is Easy. We know that one size does not fit all, so we will carefully review various factors when providing your lending solution.
To get started, we’ll run a quick credit check and background review, then verify your real estate experience with past projects. It’s a simple process designed to confirm your qualifications so we can move forward with funding quickly and confidently.
Apply for funding
Speak with our Team
Provide Documentation
Focus on closing
Our Loan Programs
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
Center Street Lending made our client’s home purchase smooth and stress-free through professionalism, expertise, and clear communication. The team was responsive, transparent, and supportive, addressing every question with patience. CSL is a reliable lending partner we highly recommend.
As new house flippers in Maryland, we’re so grateful to Jeremiah and Will at Center Street Lending for making the impossible possible. With little time to save our deposit, they worked fast and professionally to secure funding and close. An amazing, dedicated team to work with.
Most recently I landed a deal and closed escrow on a great property thanks to Erik's above average customer service skills, the other investors I was competing against could not communicate with the sellers agent, Erik was on top of it in minutes giving the agent the reassurance…
Center Street Lending delivers exactly what is promised with excellent communication and seamless follow-through. The team stayed on top of every step, ensuring a smooth, surprise-free closing. Their professionalism and collaboration make CSL a trusted partner I look forward to working with again.
Center Street Lending is one of the best in the business for your flip or new construction funding. CSL processing times also very efficient to get your transaction closed.
Words cannot express how grateful we are to Sean Burbidge and his amazing team at Center Street Lending. When we encountered difficulties closing on our property with a conventional loan, we made the decision to switch lenders mid-process. Sean and his team were quick and…
Very professional, down to earth, and willing to go the extra mile. Held the line and got it closed. Highly recommend Center Street Lending and will do business with them in the future.
