Fund with Center Street Lending.
Process
Solutions
In-House
Fund Control
Client Care
Reasons General Contractors Trust Center Street
Let’s Get You Funded
Qualifying Is Easy. We know that one size does not fit all, so we will carefully review various factors when providing your lending solution.
To get started, we’ll run a quick credit check and background review, then verify your real estate experience with past projects. It’s a simple process designed to confirm your qualifications so we can move forward with funding quickly and confidently.
Apply for funding
Speak with our Team
Provide Documentation
Focus on closing
Our Loan Programs
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
Have done two loans with Center Street, and both the times my Loan Manager Jeremiah, and the entire backend team were one of the most professional and responsive loan team that I have worked with. Highly recommended!
Rod’s deal-structuring expertise and Patricia’s excellent processing made my first hard money loan with Center Street Lending smooth and profitable. Competitive terms and a quick close helped me secure another flip with ease. I’ll definitely return for future loans.
From start to finish, their professionalism, expertise, and dedication made the process seamless and stress-free. The team’s deep construction lending knowledge and clear communication made complex concepts easy to understand. Truly outstanding service.
Rod’s deal-structuring expertise and Patricia’s excellent processing made my first hard money loan with Center Street Lending smooth and profitable. Competitive terms and a quick close helped me secure another flip with ease. I’ll definitely return for future loans.
Robert Newcomer, his associate Hunter and their processor Andrea were by far the most responsive, courteous and effective "PROS" I've ever closed a loan with. Center Street Lending is now our "go to" team. We have 4 additional loans being processed and look…
Very responsive and ready to help at anytime day or night. They have solid good rates and are extremely quick in closing the loan. I would highly recommend Center Street Lending for any loan you may need.
I had the pleasure of working with Tanner Podres, a loan officer at Center Street Lending. Tanner is one of the best I’ve worked with—knowledgeable, easy to work with, communicates well, and always answers questions. Keep up the great work, Tanner!
