$8B+
10,000+
16+
4.8 / 5
100%

Ground-Up Construction Loans

Ground-up construction loans and financing structured to your unique needs with flexibility and an unwavering commitment to service.
Loan Type
New Construction
Loan Amount
$464,557
Location
Raleigh, NC
Closed
April
2024
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$377,059
Location
San Diego, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,522,920
Location
Rancho Mirage , CA
Closed
April
2025
Loan Type
New Construction
Loan Amount
$13,000,000
Location
San Mateo, CA
Closed
August
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$1,799,092
Location
Atlantic Beach, FL
Closed
June
2025

Why CSL Ground-Up Real Estate Loans and Acquisition, Development & Construction (AD&C) Loans Are Different

Get the personalized ground-up real estate loan you’re looking for.

In-House Servicing & Fund Control

Our team of in-house expert ground-up construction hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
gvar+
Loans Provided to Customers Like You
gvar+
Projects Funded
gvar
Years in Business
gvar
On Google Reviews
gvar
In-house draws and servicing

Ground-Up Construction Program Criteria

What you can expect
Loan Amount Range
From $200K up to $10MM
Credit & Background
680+ FICO score required, background check included
Bank Statements
Two most recent months required
Loan Term Length
Typically 12 to 18 months

Lending throughout the United States.

GO
Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
Visit our XX page

Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Quick & Easy

I have been a lender for almost 20yrs and went to Jeremiah for a fix and flip loan. He closed in less than 10 days. It was the smoothest transaction, low stress and great communication.

Evan T.
Competitive & Quick

This team is always professional and responsive. Easy to work with and competitive rates. They were even ready to close early! I would highly recommend Jeremiah and Center Street Lending. On to the next deal!

Cary C.
Broker Partner

Loved working with Center Street and Jeremiah's team!! We brokered it to them and they treated it like it was one of their direct clients. They had full ownership over the transaction, which is EXTREMELY rare. I will always work with them.

Bri N.
Multifamily Success

The Center Street team closed quickly and the closing was as they promised for our multi family loan. We plan to use them in the future and would highly recommend them to other investors.

Jeff Z.
Custom Build Success

Center Street Lending made our dream of building a custom home in San Diego possible when others couldn’t—and they’ve since funded multiple projects for us. Honest guidance, seamless processes, and competitive rates make CSL a trusted partner we’ll work with again.

Christopher E.
High-Volume Client

They’ve done loans on at least 25 of my flips (not-so-humble brag). They are communicative, efficient, knowledgeable and have fair rates. I’ve referred many flippers to Center Street because they KNOW HOW TO CLOSE A DEAL! Thanks Center Street for the great relationship.

Mason W.
Smooth is Fast

5stars. This lender is quick, reliable, efficient and most important "sensible" underwriting. A++ team - strongly recommended for whenever you need smooth "quick" funding for a real estate transaction that requires quick closing.

Mendel B.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.