$6.8B+
9,235+
15+
4.8 / 5
100%

Ground-Up Construction Loans

Ground-up construction loans and financing structured to your unique needs with flexibility and an unwavering commitment to service.
Loan Type
New Construction
Loan Amount
$1,799,092
Location
Atlantic Beach, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$377,059
Location
San Diego, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,799,092
Location
Atlantic Beach, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$13,000,000
Location
San Mateo, CA
Closed
August
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$464,557
Location
Raleigh, NC
Closed
April
2024
Loan Type
New Construction
Loan Amount
$255,730
Location
Palm Bay, FL
Closed
January
2025
Loan Type
New Construction
Loan Amount
$13,000,000
Location
San Mateo, CA
Closed
August
2025
Loan Type
New Construction
Loan Amount
$1,522,920
Location
Rancho Mirage , CA
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025

Why CSL Ground-Up Real Estate Loans and Acquisition, Development & Construction (AD&C) Loans Are Different

Get the personalized ground-up real estate loan you’re looking for.

In-House Servicing & Fund Control

Our team of in-house expert ground-up construction hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

Ground-Up Construction Program Criteria

What you can expect
Loan Amount Range
From $150K up to $10MM
Credit & Background
680+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have ground-up construction experience
Loan Term Length
Typically 9 to 18 months

Lending throughout the United States.

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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Impressive Expertise

Their precise timing and clear communication were key, especially since I was a new investor to their team. They navigated the process with impressive expertise, and I truly appreciate the trust they placed in me. I highly recommend them to anyone seeking a dedicated and…

Leo C.
Quick & Easy

I have been a lender for almost 20yrs and went to Jeremiah for a fix and flip loan. He closed in less than 10 days. It was the smoothest transaction, low stress and great communication.

Evan T.
Broker Partner

I have nothing but good things to say about them, their process and their people. Very responsive and sets correct expectations that are realistic. He executes on all terms he provides and I plan to send him future deals constantly since I know that him and his team…

Cole G.
Smooth is Fast

5stars. This lender is quick, reliable, efficient and most important "sensible" underwriting. A++ team - strongly recommended for whenever you need smooth "quick" funding for a real estate transaction that requires quick closing.

Mendel B.
Broker Partner

I’ve sent several loans through Center Street as a broker and have nothing but good things to say about their process and people. Max Woodyard is responsive, sets realistic expectations, and always delivers. I’ll keep sending him deals—highly recommend Max and his team.

Cole G.
Professional Service

The team at Center Street Lending stepped in after my previous lender fell through and successfully closed on my investment property. They were responsive, professional, and helpful, and I plan to work with them again.

Christie G.
Smooth is Fast

5stars. This lender is quick, reliable, efficient and most important "sensible" underwriting. A++ team - strongly recommended for whenever you need smooth "quick" funding for a real estate transaction that requires quick closing.

Mendel B.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.