Legal Information

California Consumer Privacy Act (CCPA/CPRA) Notice

Effective Date: October 7, 2025 
Last Updated: October 7, 2025

1. Information We Collect

In the past 12 months, we may have collected the following categories of personal information:

Identifiers (e.g., name, email address, phone number, mailing address, IP address)
Commercial Information (e.g., records of loans or applications, services purchased or considered)
Internet or Network Activity (e.g., browsing behavior, cookies, analytics information)
Professional/Employment Information (e.g., information provided as part of a loan application)
Financial Information (e.g., information submitted in connection with a loan application)

We collect this information directly from you (for example, through applications, contact forms, or newsletter sign-ups) and automatically (for example, through cookies, Google Analytics, and HubSpot).

2. How We Use Personal Information

We use personal information for:

Processing loan applications and inquiries
Providing services and customer support
Sending newsletters or marketing communications (with opt-out options available)
Analytics, website optimization, and advertising performance measurement
Legal and regulatory compliance

3. Disclosure of Personal Information

We may share personal information with:

Service providers and vendors (e.g., HubSpot, Google Analytics)
Business partners (in connection with loan processing and related services)
Regulators or legal authorities (where required by law)

We do not sell personal information for monetary value. However, we may share certain online identifiers with third-party analytics and advertising partners, which could be considered a “sale” or “sharing” under the CCPA/CPRA.

4. Your Rights Under CCPA/CPRA

If you are a California resident, you have the right to:

Know what personal information we collect, use, disclose, and share
Access a copy of the personal information we hold about you
Request deletion of your personal information (subject to legal or contractual obligations)
Opt out of the sale or sharing of your personal information
Correct inaccurate personal information
Limit use and disclosure of sensitive personal information (if applicable)

Not be discriminated against for exercising your CCPA/CPRA rights

5. How to Exercise Your Rights

To submit a request under the CCPA/CPRA, please contact us:

Email: marketing@centerstreetlending.com 
Mailing Address: 18201 Von Karman Ave STE 400, Irvine, CA 92612

When submitting a request, please provide sufficient information for us to verify your identity (such as your name, email address, and phone number). We may request additional information if needed.

6. Authorized Agents

If you wish to designate an authorized agent to make a request on your behalf, the agent must provide written authorization signed by you, and we may still require you to verify your identity directly.

7. Changes to This Notice

We may update this CCPA/CPRA Notice from time to time. When we do, we will post the updated version on this page and update the “Last Updated” date above.