Smarter Lending That Keeps Clients Coming Back to You.
Competitive private money loans that work for your client and keep your deals coming.
Our History of Broker-Friendly Lending
Let’s Get Your Client Funded
Our experienced team is here to help your client save time and money. As the funding decision makers, we create tailored solutions to ensure success for our real estate investors.
At CSL, our lending relationships are our priority. Our competitively priced bespoke loans keep real estate investors coming back thanks to our experienced team, lack of hidden fees, transparent communication, and quick results for your client.
Your clients trust you, and we respect that. When you work with us, your relationships are always protected. Share your scenarios, and we’ll find smart loan solutions that make sense for your clients.
We value long-term relationships with our broker partners—a commitment to transparent communication and no hidden surprises. Use our experienced team to your advantage with an initial assessment while receiving feedback about your client’s opportunities and lending options.
Provide us with (minimal) necessary documentation and property information so we can begin the loan process.
Lending our own money means no investor delays. We’ll take it from here and contact you or your client every step of the way to ensure a smooth closing.
Our Loan Programs for Brokers
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your clients.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Why CSL Fix & Flip Loans Are Different
Our team of in-house expert fix-and-flip hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.
Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.
With no hidden fees, transparent communication, and reliable results, CSL has your back for all your fix-and-flip funding.
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
Center Street Lending delivers exactly what is promised with excellent communication and seamless follow-through. The team stayed on top of every step, ensuring a smooth, surprise-free closing. Their professionalism and collaboration make CSL a trusted partner I look forward to working with again.
I have nothing but good things to say about them, their process and their people. Very responsive and sets correct expectations that are realistic. He executes on all terms he provides and I plan to send him future deals constantly since I know that him and his team…
Center Street Lending is one of the best in the business for your flip or new construction funding. CSL processing times also very efficient to get your transaction closed.
Their precise timing and clear communication were key, especially since I was a new investor to their team. They navigated the process with impressive expertise, and I truly appreciate the trust they placed in me. I highly recommend them to anyone seeking a dedicated and…
Quick, easy, profession to work with! And also, their construction draw process is top-notch - minimal paperwork and fast appraisal turnaround.
Have done two loans with Center Street, and both the times my Loan Manager Jeremiah, and the entire backend team were one of the most professional and responsive loan team that I have worked with. Highly recommended!
Center Street Lending made our dream of building a custom home in San Diego possible when others couldn’t—and they’ve since funded multiple projects for us. Honest guidance, seamless processes, and competitive rates make CSL a trusted partner we’ll work with again.
