Reasons General Contractors Trust Center Street
Where General Contractors and Borrowers With Less Experience Can Partner Together
As a General Contractor, you supply the experience, and your borrower can get started on the real estate investing. Get in touch, and a loan origination manager will reach out to you in the next 24 hours.
Your expertise makes the deal possible. General contractors can bring confidence and credibility to new investors, helping them qualify for funding.
Turn your borrower’s vision into a funded project. With your experience on the job, Center Street can extend financing to less seasoned fix-and-flip investors.
Our Loan Programs
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
I’ll admit, I was unsure about trusting Center Street Lending with my ground-up construction loan. But the team proved outstanding—professional, easy to work with, and great communicators. The process was fast and smooth, and I’ve already lined up my next two projects with them.
From start to finish, their professionalism, expertise, and dedication made the process seamless and stress-free. The team’s deep construction lending knowledge and clear communication made complex concepts easy to understand. Truly outstanding service.
I had the pleasure of working with Tanner Podres, a loan officer at Center Street Lending. Tanner is one of the best I’ve worked with—knowledgeable, easy to work with, communicates well, and always answers questions. Keep up the great work, Tanner!
Words cannot express how grateful we are to Sean Burbidge and his amazing team at Center Street Lending. When we encountered difficulties closing on our property with a conventional loan, we made the decision to switch lenders mid-process. Sean and his team were quick and…
Working with the team at Center Street Lending was amazing! Our transaction was incredibly smooth, stress-free, and the communication throughout was spot on. We're thrilled with the experience and will undoubtedly be returning for future needs. Highly recommended!
They’ve done loans on at least 25 of my flips (not-so-humble brag). They are communicative, efficient, knowledgeable and have fair rates. I’ve referred many flippers to Center Street because they KNOW HOW TO CLOSE A DEAL! Thanks Center Street for the great relationship.
Have done two loans with Center Street, and both the times my Loan Manager Jeremiah, and the entire backend team were one of the most professional and responsive loan team that I have worked with. Highly recommended!
