Reasons General Contractors Trust Center Street
Where General Contractors and Borrowers With Less Experience Can Partner Together
As a General Contractor, you supply the experience, and your borrower can get started on the real estate investing. Get in touch, and a loan origination manager will reach out to you in the next 24 hours.
Your expertise makes the deal possible. General contractors can bring confidence and credibility to new investors, helping them qualify for funding.
Turn your borrower’s vision into a funded project. With your experience on the job, Center Street can extend financing to less seasoned fix-and-flip investors.
Our Loan Programs
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
From start to finish, their professionalism, expertise, and dedication made the process seamless and stress-free. The team’s deep construction lending knowledge and clear communication made complex concepts easy to understand. Truly outstanding service.
Very responsive and ready to help at anytime day or night. They have solid good rates and are extremely quick in closing the loan. I would highly recommend Center Street Lending for any loan you may need.
Center Street Lending made our client’s home purchase smooth and stress-free through professionalism, expertise, and clear communication. The team was responsive, transparent, and supportive, addressing every question with patience. CSL is a reliable lending partner we highly recommend.
Our Multi Family loan with Center Street lending was as smooth as it could have been. He was very responsive, patient and knowledgeable and assisted us throughout the loan process until closing. Thank you Jeremiah, Shyrose, Gabby and team.
The Center Street team closed quickly and the closing was as they promised for our multi family loan. We plan to use them in the future and would highly recommend them to other investors.
As new house flippers in Maryland, we’re so grateful to Jeremiah and Will at Center Street Lending for making the impossible possible. With little time to save our deposit, they worked fast and professionally to secure funding and close. An amazing, dedicated team to work with.
I’ll admit, I was unsure about trusting Center Street Lending with my ground-up construction loan. But the team proved outstanding—professional, easy to work with, and great communicators. The process was fast and smooth, and I’ve already lined up my next two projects with them.
