$7.1B+
9,471+
15+
4.8 / 5
100%

DSCR Long-Term Rental Loans

Long-term rental loans that allow you to secure financing with rental income, not your personal income.
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024
Loan Type
DSCR
Loan Amount
$368,000
Location
Madison, AL
Closed
January
2025
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$368,000
Location
Madison, AL
Closed
January
2025
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024

Why CSL DSCR Rental Loans Are Different

With our streamlined application process, you can get pre-approved for a fix-and-flip real estate loan within 24 hours.

In-House Servicing & Fund Control

Our team of in-house expert DSCR loan hard money lenders will assess the property’s ability to cover the loan payments with rental income. Thanks to our bespoke investor cash flow loans, you can secure financing without relying heavily on your personal income.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

DCSR Rental Loan Program Criteria

What you can expect
Loan Amount Range
From $75K up to $5MM
Credit & Background
640+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have previous fix-and-flip experience
Loan Term Length
30 Years

Lending throughout the United States.

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Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Going the Extra Mile

Very professional, down to earth, and willing to go the extra mile. Held the line and got it closed. Highly recommend Center Street Lending and will do business with them in the future.

John B.
Rental Experience

Center Street Funding, specifically Kevin Braga and Matthew McLaughlin were great at getting the funding we needed to make some improvements on our rental property. They stayed in contact and provided updates during the entire process. We definitely will be using them again in the future.

Local NP
360º Service Excellence

Center Street Lending stepped in when another lender failed and closed escrow in just 16 days. They managed every detail, solved issues fast, and handled insurance challenges with ease. Their full-service excellence makes them my top choice for lending.

Arthur N.
Smooth is Fast

5stars. This lender is quick, reliable, efficient and most important "sensible" underwriting. A++ team - strongly recommended for whenever you need smooth "quick" funding for a real estate transaction that requires quick closing.

Mendel B.
Quick & Easy

I have been a lender for almost 20yrs and went to Jeremiah for a fix and flip loan. He closed in less than 10 days. It was the smoothest transaction, low stress and great communication.

Evan T.
Market Experts

My broker and I had the best experience very streamlined and he closed the transaction in Clearwater Beach area, Florida on an investment property. From the appraisal to the construction budget it was approved exactly the way I wanted it to be approved. I highly recommend.

Joe N.
Multifamily Success

The Center Street team closed quickly and the closing was as they promised for our multi family loan. We plan to use them in the future and would highly recommend them to other investors.

Jeff Z.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.