$6.8B+
9,235+
15+
4.8 / 5
100%

DSCR Long-Term Rental Loans

Long-term rental loans that allow you to secure financing with rental income, not your personal income.
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025
Loan Type
DSCR
Loan Amount
$152,460
Location
Dothan, AL
Closed
May
2025
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025
Loan Type
DSCR
Loan Amount
$368,000
Location
Madison, AL
Closed
January
2025
Loan Type
DSCR
Loan Amount
$322,500
Location
Carlisle, PA
Closed
June
2024
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$322,500
Location
Carlisle, PA
Closed
June
2024
Loan Type
DSCR
Loan Amount
$152,460
Location
Dothan, AL
Closed
May
2025
Loan Type
DSCR
Loan Amount
$322,500
Location
Carlisle, PA
Closed
June
2024
Loan Type
DSCR
Loan Amount
$152,460
Location
Dothan, AL
Closed
May
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025

Why CSL DSCR Rental Loans Are Different

With our streamlined application process, you can get pre-approved for a fix-and-flip real estate loan within 24 hours.

In-House Servicing & Fund Control

Our team of in-house expert DSCR loan hard money lenders will assess the property’s ability to cover the loan payments with rental income. Thanks to our bespoke investor cash flow loans, you can secure financing without relying heavily on your personal income.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

DCSR Rental Loan Program Criteria

What you can expect
Loan Amount Range
From $75K up to $5MM
Credit & Background
640+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have previous fix-and-flip experience
Loan Term Length
30 Years

Lending throughout the United States.

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Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Better Terms

The process was very smooth and efficient, Jeremiah is an expert in his field & he did a great job on helping us with the process & quick closing of the loan. My client was also very pleased with the competitive rates and the smooth process Center Street provided.

Jon’s C.
Going the Extra Mile

Very professional, down to earth, and willing to go the extra mile. Held the line and got it closed. Highly recommend Center Street Lending and will do business with them in the future.

John B.
Satisfied Agent

My experience with Sean Burbidge was definitely a great one, he knew how to get around things to make the deal go smoothly. Always answer my phone calls, had answers to everything.

Akeem R.
Best in the Business

Center Street Lending is one of the best in the business for your flip or new construction funding. CSL processing times also very efficient to get your transaction closed.

Marisela L.
Fast Close

CSL does a great job getting my loans funded in a timely fashion. They are extremely professional, experienced and works long hours to make sure we hit our closing timelines. I highly recommend the team at Center Street Lending.

Billy F.
Satisfied Agent

My experience with Sean Burbidge was definitely a great one, he knew how to get around things to make the deal go smoothly. Always answer my phone calls, had answers to everything.

Akeem R.
Impressive Expertise

Their precise timing and clear communication were key, especially since I was a new investor to their team. They navigated the process with impressive expertise, and I truly appreciate the trust they placed in me. I highly recommend them to anyone seeking a dedicated and…

Leo C.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.