$6.8B+
9,235+
15+
4.8 / 5
100%

DSCR Long-Term Rental Loans

Long-term rental loans that allow you to secure financing with rental income, not your personal income.
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$368,000
Location
Madison, AL
Closed
January
2025
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$152,460
Location
Dothan, AL
Closed
May
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025
Loan Type
DSCR
Loan Amount
$368,000
Location
Madison, AL
Closed
January
2025
Loan Type
DSCR
Loan Amount
$403,000
Location
Dallas , TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$322,500
Location
Carlisle, PA
Closed
June
2024
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025

Why CSL DSCR Rental Loans Are Different

With our streamlined application process, you can get pre-approved for a fix-and-flip real estate loan within 24 hours.

In-House Servicing & Fund Control

Our team of in-house expert DSCR loan hard money lenders will assess the property’s ability to cover the loan payments with rental income. Thanks to our bespoke investor cash flow loans, you can secure financing without relying heavily on your personal income.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

DCSR Rental Loan Program Criteria

What you can expect
Loan Amount Range
From $75K up to $5MM
Credit & Background
640+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have previous fix-and-flip experience
Loan Term Length
30 Years

Lending throughout the United States.

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Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Fix & Flip Win

We were looking for a rehab loan for a fix & flip property and he was able to offer us the best terms, a quick closing, stellar communication, and an overall great experience. He was transparent, easy to reach, and completely came through for us. The process was really smooth…

Rebecca S.
New Construction

Quick, easy, profession to work with! And also, their construction draw process is top-notch - minimal paperwork and fast appraisal turnaround.

Gary L.
Our "Go To" Team

Robert Newcomer, his associate Hunter and their processor Andrea were by far the most responsive, courteous and effective "PROS" I've ever closed a loan with. Center Street Lending is now our "go to" team. We have 4 additional loans being processed and look…

Ed C.
Better Terms

The process was very smooth and efficient, Jeremiah is an expert in his field & he did a great job on helping us with the process & quick closing of the loan. My client was also very pleased with the competitive rates and the smooth process Center Street provided.

Jon’s C.
Smooth & Straightforward

Center Street Lending made our client’s home purchase smooth and stress-free through professionalism, expertise, and clear communication. The team was responsive, transparent, and supportive, addressing every question with patience. CSL is a reliable lending partner we highly recommend.

Law O.
Great Service

I am grateful and extremely pleased with the service I’ve received. They went above and beyond to get me funded. Excellent lender. I give them a 100% rating. Recommend them to anyone I know. Thank you so much!

Guil W.
Smooth Process

My team and I had a great experience with Center Street Lending on a Fix & Flip loan—the smoothest process we’ve ever had. From disclosures to closing, the team handled every detail with clear communication. Both our borrower and firm were thrilled. We look forward to the next deal.

David D.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.