$7.8B+
9,750+
16+
4.8 / 5
100%

DSCR Long-Term Rental Loans

Long-term rental loans that allow you to secure financing with rental income, not your personal income.
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$152,460
Location
Dothan, AL
Closed
May
2025
Loan Type
DSCR
Loan Amount
$322,500
Location
Carlisle, PA
Closed
June
2024
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$322,500
Location
Carlisle, PA
Closed
June
2024
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$368,000
Location
Madison, AL
Closed
January
2025
Loan Type
DSCR
Loan Amount
$322,500
Location
Carlisle, PA
Closed
June
2024
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024

Why CSL DSCR Rental Loans Are Different

With our streamlined application process, you can get pre-approved for a fix-and-flip real estate loan within 24 hours.

In-House Servicing & Fund Control

Our team of in-house expert DSCR loan hard money lenders will assess the property’s ability to cover the loan payments with rental income. Thanks to our bespoke investor cash flow loans, you can secure financing without relying heavily on your personal income.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
gvar+
Loans Provided to Customers Like You
gvar+
Projects Funded
gvar
Years in Business
gvar
On Google Reviews
gvar
In-house draws and servicing

DCSR Rental Loan Program Criteria

What you can expect
Loan Amount Range
From $75K up to $5MM
Credit & Background
640+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have previous fix-and-flip experience
Loan Term Length
30 Years

Lending throughout the United States.

GO
Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
Visit our XX page

Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Responsive Team

Have done two loans with Center Street, and both the times my Loan Manager Jeremiah, and the entire backend team were one of the most professional and responsive loan team that I have worked with. Highly recommended!

Souvik G.
Fast & Repeatable

I have closed a few loans with this company. I really had a great experience with the entire team at CSL throughout our loan process. CSL was very prompt and professional in keeping us updated throughout the process. They made the process really stress free and enjoyable from start.

Umar M.
Market Experts

My broker and I had the best experience very streamlined and he closed the transaction in Clearwater Beach area, Florida on an investment property. From the appraisal to the construction budget it was approved exactly the way I wanted it to be approved. I highly recommend.

Joe N.
Great Service

I am grateful and extremely pleased with the service I’ve received. They went above and beyond to get me funded. Excellent lender. I give them a 100% rating. Recommend them to anyone I know. Thank you so much!

Guil W.
Responsive & Ready

Very responsive and ready to help at anytime day or night. They have solid good rates and are extremely quick in closing the loan. I would highly recommend Center Street Lending for any loan you may need.

Issac M.
Quick & Easy

I have been a lender for almost 20yrs and went to Jeremiah for a fix and flip loan. He closed in less than 10 days. It was the smoothest transaction, low stress and great communication.

Evan T.
Our "Go To" Team

Robert Newcomer, his associate Hunter and their processor Andrea were by far the most responsive, courteous and effective "PROS" I've ever closed a loan with. Center Street Lending is now our "go to" team. We have 4 additional loans being processed and look…

Ed C.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.